Category: Contractor Technology & Tools

Decoding the Insurance Lingo Construction insurance isn’t just about signing a policy and hoping you’re covered. You’re dealing with: This glossary gives general contractors, project managers, and subcontractors plain-English definitions of the 25 most important insurance terms you’ll run into on jobs—plus why each one matters. 💡 Tip: Bookmark this page for your team. It’s… Read more

Intro – Bad Questions Get Bad Answers Ever tried asking Google or Siri a question like: “Do I need insurance for a subcontractor?” …and got an answer that was either too generic or didn’t apply to your job? It’s not your fault. You just need to ask your construction insurance questions the right way. Whether… Read more

A loss run report is a document prepared by an insurance provider that outlines a contractor’s claims history. It includes details such as: In simple terms, it’s like a credit report for your business’s insurance record—showing how many times you’ve filed claims and how risky you are to insure. Why Do Insurers Ask for Loss… Read more

Documentation as Insurance Protection Construction projects are complex, involving multiple parties, moving parts, and inherent risks. Whether it’s residential, commercial, or infrastructure work, proper documentation isn’t just a best practice—it’s your first line of defense when an insurance claim arises. Insurance carriers rely on detailed project records to evaluate claims. Without clear evidence of what… Read more

Documentation Isn’t Just About Photos — It’s About Timing You might be snapping photos on site… but if they’re not taken at the right time, they won’t protect you from insurance claims, inspection disputes, or post-completion conflicts. Insurance providers, city inspectors, and even owners expect clear, phase-based visual documentation — not a random Google Drive… Read more

Not All Photos Are Created Equal — Especially When Insurance Is Involved Most construction teams rely on their supers, foremen, or trades to snap quick photos on their phones. But here’s the hard truth: 📱 Phone photos are not enough to protect you when insurance gets involved.🚁 Drone photos taken by certified operators are becoming… Read more

If Your Construction Photos Don’t Meet These Standards, You Might Lose the Claim When damage happens or a dispute arises, insurance adjusters don’t want your opinion — they want evidence. And that evidence needs to be clean, clear, and compliant with the insurer’s standards. The problem? Most construction teams aren’t capturing photos that meet those… Read more

Whether you’re managing a commercial high-rise or a 12-lot subdivision, every construction project is exposed to risk — damage, delays, disputes, and defects. When those issues arise, the first thing insurers and attorneys ask is:📸 “Do you have photos?” In today’s environment, insurance carriers increasingly expect high-quality, timestamped visual documentation. If you’re not capturing photo… Read more